 | What credit card can you get with guaranteed approval with bad credit without having to make a deposit? |
|
|
Question: What credit card can you get with guaranteed approval with bad credit without having to make a deposit?I just went through a nasty divorce my credit is all messed up. Just want a way for a fresh start.
Answer: -There is no quarantee on getting approved for a credit card with bad credit. The easiest one that I know of to get approved with is First Premier Bank. -Imagine and Continental. They will give anyone a $300. card and charge you at least 1/2 or more of it in fees, but they do add that on the card so you do not pay it up front. -Remember- the MAIN reason they send you a card is to rip you off- charge you outrageous interest, fees, fines, etc. The more they can make off you, the more they like you!If your credit is that messed up, it will be hard to get a card that offers good rates.Besides- credit cards don't fix credit quickly- they usually hurt it more easily than helping it.A good way to get a quick start to fixing credit is to take out a small loan you can easily repay (see your credit union for this- usually the best deals!) Repay it when it is due- not too early (early payment of loans sometimes counts against you!) Another nice thing about a credit union is that they can usually talk you through your credit score, etc. in a very fair and honest way. (Most 'credit repair services' are rip offs!)
|
 |
|
| |