Answer: -In my experience there are two types of Bad Credit Credit Cards. One is a secured card, and the other has a much higher rate of interest. Both can be used to rebuild your credit worthiness after getting back on your feet. Secured credit cards are great for rebuilding your credit. You send the credit card company a pre deposit amount set by the companybit of interest for you. After establishing yourself with the credit card company, they may decide to give you a unsecured credit card or increase the limit on the one you have with them without having to make another deposit. Secured credit cards are a good choice for anyone wishing to rebuild their credit history. -Find card that tailor for bad credit. get the best rate possible for bad credit. don't expect rate to be lower like others. once you get it spend it and make sure pay on time. don t' ever late. you are in bad credit already don't go into worse credit category. once you feel you have accumulated some interest find other bad credit card with 0% INTRO APR for balance transfer to save back on the interest. and again make sure read all the term. bank make money out of people mistake and it is legal. you purpose to have a card is to get easy on your biz and build your credit a long the way until you can get lower rate credit card. so use it wisely for your advantage.