Answer: -With bad credit, you probably will not be able to get approved for c/c that offers rewards. First Premier Bank offers credit cards to people with bad credit. The intrest rate is really high and the credit limit is very low (I know someone that has a credit card with this company and her credit limit was only $250 and then they charged her for an opening fee and something else. So I think when it was all said and done, her inital available credit was only $75). I have a Chase credit card and they offer a wide selection of cards with rewards. I think that you have to have at lease decent credit to get one though. You could it and see what happens. Capital One also offers rewards cards -Bad credit is one of the worst problems to have... however there exists a solution.I will hereby talk from my personal experience.I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :http://umgarticles.atspace.com/debt-cons...if it helps kindly remember me in your voting!.. cheers!