Answer: -You'll need to put down a large down payment. Try to avoid using any bad credit agencies as you'll have to pay a very, very high interest rate. -Save up enough for a large down payment. I have extremely bad credit and filed bankruptcy and also had a repo on my record. I just walked in with a large down payment and they were able to finance. Watch the interest rate though it can be a killer. -The best way is to wait til you can pay cash, it will save you money, give you bargaining power, and so forth, but most likely you need it now so you will have to either borrow it or go to a super high interest miss a payment and you are screwed for life place. Look for ads that say, "Any credit, nobody turned down" and stuff like that, but you will be sorry. I guarantee the car will not last nearly as long as the payments. -1.Save up about 25%-33% of the car you want. 2.Join a credit union, they are more likely to help you out.3.DO NOT save up and pay cash for the car. This will not help you rebuild your credit and will cost you more money in the long run because you will get a horrible interest rate on a home that you eventually buy.4.DO NOT go with one of those "in house financing" deals because most of them do not report to the credit bureaus5. don't be afraid of a high interest rate if a lending institution picks you up go with it for a while 6-12 months and refinance with a lower rate. REMEMBER the main thing you are trying to accomplish is REBUILDING YOUR CREDIT.6.Whatever you do, make all of your payments on time or early when you do get financed or you'll have to start all over again ;p