Answer: -I am from britain & I can tell you right now that when you go there you will zero credit rating, so it may be difficult to get credit but not impossible. The debts you leave in canada will stay here, when you apply for credit in britain they will not be recorded on any credit agency. -I am afraid that credit reporting agencies know no borders. Your bad credit will follow you, I am sorry to say. -If you have a social insurance # that you are using in th U.K. that is the same # you are using in Canada, yes the bad credit will follow you. Your social insurance # is the way that they track you. -What totally sucked was the fact that after college I had so much credit card debt that piled up and it was really affecting my credit score. I searched around and tried a few of those debt consolidation sites but found that nothing that I tried really worked. I found this kick *** site that helped me alleviate these problems and I want to share it with you.I helped me out so much and I hope it helps you as well. -Bad credit is one of the worst problems to have... however there exists a solution.I will hereby talk from my personal experience.I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,