Answer: -Apply for the loan through the school's financial aid office and you will be approved if you need the money after Federal Student Aid is awarded. You will not be denied regardless of past credit history.....good luck and don't worry about "screwing up" we all have done it at some point in our lives, have faith in yourself and keep on going with your head up....don't look back just keep on going. -Drimz has it right - go to your financial aid office, you can get money from them regardless of credit history. In most states Federal Pell Grants combined with state grants should cover the tuition cost at most private schools. The rest (living, housing etc.) can be borrowed through Stafford and Perkins Loans. -I'm posting this to warn you and others on yahoo! abt Loan scams.Beware of Advance fee Loan scams. LOAN SCAM - Do Not Pay UpFront Fees.Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money. Remember, if it sounds too good to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard. Please be aware. You have been warned!