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Are there credit card companies that will offer you credit cards if you have bad credit besides secured cards?

Question: Are there credit card companies that will offer you credit cards if you have bad credit besides secured cards?My scores are around the 525-550 range. Is there a way to get a credit card other than getting a secured card? I have only seen secured cards and cards that have huge fees to start them.



Answer: -If you want to repair your cedit then your going to have to get a card with "fees" and the long run it will help you....try Orchard Bank credit card -I have to agree with the answer above. I think you would have to apply to several before you found one...if you found one...and the more you apply to, the lower your score goes.I think you are better off paying a fee and getting a secured card. The site below offers such cards plus they report to the credit agencies...not all do...so good payments are rewarded. Also, they offer a $10 referral fee for anyone you refer that gets approved. This could, in theory, pay for the fees you may incur getting such a card. -I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. -These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition!You get credit card offers in the mail every day. And you do need to make sure that you are using the credit card that is best for you. Instead of sifting through all those credit card offers in the mail, why not go online and check out the incredible offerings of credit card reward programs? In addition to getting the best credit card for you, as well as any perks that come with the card, you will earn a cash reward, just for signing up for your favorite low interest credit card online!Credit card reward programs allow you to easily view and compare all of the best deals that the major, top of the line companies have to offer. And, when you decide to complete an application, you will receive a cash reward or free merchandise through the reward programs!

 


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