Answer: -Why not just get a pre_paid phone? They are very affordable and easy to keep track of! I have recently seen them for $14.88 w/ a $20 phone card.I know this, because I bought two of them for my children.... -I dont know what area you are from, but if you have metro pcs then that is a good company to go to. I use metro pcs for my personal use and verizon for my business. -You might try sprint/nextel i know last year they still had the $100 deposit for every phone u get but u got the deposit back after a year i believe. then theres Ampd mobile and Metro PCS but not sure of where u live so dont know if metro is available to u. -It depends on where you live. Many companies offer deposit systems where you get your deposit back after a certain time period, with interest. U. S. Cellular, if you live in the Midwest is a good investment. Other than that, some companies that have pre-paid services will take your good payment history on that account as a suggestion or precursor of what your payments will be like on a post pay plan. -One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework.