Answer: -Don't pay any attention to that first idiot who responded. People who don't have anything constructive to say shouldn't even reply to questions. Everyone needs to realize if your starting over from bad credit and or reestablishing credit is very trying to hard to get things especially something like furniture where you need it be comfortable in your own place. And yes, furniture is a necessary necessity! I saw this one place on-line that actually does bad credit financing, so check it out: http://ezcreditwarehouse.com. -Ok, I don't know any online but RAC or Rent a Center does furniture renting for bad credit and helps build your credit. -Rent A Center. But they are beyond expensive.Look in your Penny Saver for the mattress guy. He can get you a hook up on furniture. -Don't know for sure about on-line but watch late nite TV for locals who will do anything to make a sale.