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I have bad credit but I need a gas card since I spend over $1,000 per month on gas. What can I do?

Question: I have bad credit but I need a gas card since I spend over $1,000 per month on gas. What can I do?



Answer: -You're going to get even worse credit if you can't afford to pay the gas with your own money. Why on Earth do you need to spend $1000 on gas each month? -Pay cash buddy. if you know you have bad credit, there's not a way to work around getting approved for a card. if you can afford $1000 a month for gas, maybe you can afford to fix up your credit some. -If you are already spending this amount, then you can already afford to pay cash for it.You could set aside a little each week. Save it for a few months and then get a secured card. You will make the deposit and use it as a "prepaid" card. It'll help inprove your credit score.The only way, though, you should use a credit card for fuel...in my opinion, is to get a low-rate interest card (perhaps with cash back or free gas incentives) ONLY spend it on gas (not candy bars, slurpies, etc) and pay it in full each month.Why pay interest on something that already is ridiculouly priced? -If you are just doing it for convenience just get a prepaid card and reload it every month.

 


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