Answer: -Apply for a card with a small credit limit like 500.00 buy something with it and pay it off when you get your first bill, keep buying small purchases like 100.00 or so and keep paying it off as soon as you get the bill...do not let it build up this way you dont get charged interest before a few months go by you'll be getting offers in the mail left and right. -Start small, with local department store cards. Pay promptly and in full. After a while, then you can start applying for new cards from the big guys. -you could join a company that complies lists of banks and lenders that give credit cards to people in your situation profile