Answer: -Homecomings is a GMAC owned company and I wouldn't waste my time trying to sue them.Instead I'd contact the better business bureau and the credit bureaus. NO business wants a complaint shown on their bbb profile.Let them both know what's going on, and find out what would be the best way to handle it. Chances are after a few conference calls they'll have it removed. -I believe this should be handled by an attorney....could get involved...go contingent....the lawyer gets half and you get half....sue the crap out of them -The first thing you should do is make a plan of what you want and what is real. contact a lawyer about the credit problem.the lawyer can advise you on what path to take.the lawyer can contact the company and they can remove the negative info from you file.do not play the cat an mouse game. your a winner. -Ok it sounds like they are not speaking to your demands, getting a private attorney involved would be silly at this point. You need to first call these people up again and talk to a manager explain your case, tell them you have all the evidance infront of you claiming you have homeowners insurance. Tell them if this is not resolved in 48 hrs you are going to contact someone with legal power. I bet the will shape up, you may need to fax them your insurance policies. If this dose not get taken care of in that time frame, send in all of your proof and credit report and a letter of timeline of events to your states attorney generals office. Tell the attorney generals office you faced hardship with this. this will be cleared up fast. good luck i had to run around providing insurance but it did not get that bad,sorry .