Answer: There are different types of request and most of those request won't harm you credit they are in this type of request:"Requests Viewed Only By You":Other creditors who want to offer you preapproved credit;An employer who wishes to extend an offer of employment;A potential investor in assessing the risk of a current obligation;Experian or other credit reporting agencies to process a report for you;Your existing creditors to monitor your credit activity (date listed may reflect only the most recent request).We report these requests only to you as a record of activities. "We do not provide this information to other creditors who evaluate your" creditworthiness.