Answer: -Just fill out a Store credit card first.. in your name,, you should be able to get one in your name pretty easy. Then apply after you have good credit for a major. -A few years back Capitol One had a card they offered me to help build my credit. It had a low limit and a yearly charge on it. Try getting ahold of them and seeing what they can offer you to meet your needs. -Usually it is easier if they offer you a pre-approved card but you can go online and apply, chances are you may get a secured card. Try for in-store credit first because it is easier if you have no points. Don't go to Sears first because they are real tough. -These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition!You get credit card offers in the mail every day. And you do need to make sure that you are using the credit card that is best for you. Instead of sifting through all those credit card offers in the mail, why not go online and check out the incredible offerings of credit card reward programs? In addition to getting the best credit card for you, as well as any perks that come with the card, you will earn a cash reward, just for signing up for your favorite low interest credit card online!