Answer: -See if they have a finance company in your area. You may have to pay a high interest rate 25% or more until you get it paid off. If you have no late payments this could turn your credit around. Do not send the $700.00 to international trust! Try to stay with a reputable company that is located near your town and one that has been in business.If all else fails, get a second part-time job- or sell your stuff you no longer need on eBay-do not ship items until you get the money for it. Then make sure you send item within 5 days.You can also have a garage / bake sale. -You should try your local crdit unions the are usually pretty good about giving credit to people.