Answer: -Just so you know, if you have bad credit and you just apply for a card, it affects your credit negatively. You don't want a credit card if you've got bad credit to start with. It'll just get worse. -Try your own bank for a debit card,that way you can only spend whats in yr account.. -1st, don't listen to the above answers!!!!I assume when you say bad credit your score is somewhere around 520-580...that is "BAD" credit. If this is you go to orchardbank.com They give 2nd chance credit cards to people with shaking credit. They usually start you off with $1000 or so and built it from there.. -Having too many inquiries on your credit report is not good. You may want to start a secured credit card first to help build up your credit. Most banks, after a certain period of time are willing to give you a unsecured credit card. Just make sure you always read the fine print when it comes to any type of credit card. -Bad credit credit cards have been developed for people with poor credit and want to improve their credit rating. There are two types of credit cards: secured and unsecured credit cards. You have to choose between these two, based on various factors with the stable income being the crucial one.A secured credit card is obtained after making a deposit to the card company. You get the card with lower limit than the money you have deposited. An unsecured credit card does not need you to give any deposit. But the catch is that the bank may charge either higher interest or fees if you have bad credit. Hence find out the terms and condition before taking these types of cards.