Answer: -If you can come up with 1k and have a car to trade in you will not have a problem getting a car loan. Car loans are one of the easiest loans to get approved for. But with a bad credit score your interest will be higher and therefore your payment will be higher. Try to shop around though, sometimes just telling a car dealer you are leaving will make them offer you a better deal to make you stay and buy from them. -You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment. -I sold cars for our local Chevy dealer and people like you for a regular loan from a bank you would need probably 4k to qualify. If you go to a smaller car lot where they finance it themselves you can get one but I don't recommend it for two reasons. The interest will be about 20% + and if you are a couple of days late it can get repod real quick.