Answer: -In reference to the previous answers, MyFICO will only reflect your true Equifax score. TrueCredit will reflect your accurate TransUnion score and PLUS Score reflects your true Experian score. Yes, you can obtain all three scores at one sight, they just will not accurately report the other two bureaus. The FED has not mandated free credit scores to consumers. They are, however, discussing a cap of $5 or $7 for each score.Since you don't have a credit card to obtain your scores on-line, you will need to write each bureau for your score.Again I see reference to freecreditreport.com. This sight is NOT the place to go for credit reports or scores. http://www.annualcreditreport.com... will give you access to all three credit bureaus for your free reports. This sight is Federally sanctioned for this purpose and does not require a credit card. -Any site that is asking for your credit card number to give you your "free score" is going to charge you. Do not give your credit card number to any of these places (if you get one). You are legally entitled to check your credit score once every 12 months for free. You are also entitled to a free 'checking' if you are turned down for credit by someone. There are three major credit reporting bureaus (Equifax, Experian, and TransUnion) and you can check with any of them.