Answer: -Even promotional offers that offer pre-approval with no credit checks and no job verification still have criteria that must be met prior to approval.Whenever you are denied credit, the company must send you a letter with the reason for their decision, so wait for the letter and that will give you the exact reason. -In the unfortunate event of the Bank not being able to approve your Card application for some reason you will receive a letter from the Bank expressing their inability to approve your Card application. In some occasions if there is some further information or documents missing from your application you will be sent a letter asking for the same. You need to then provide the information or documents to the address as specified in the letter. -They say No employment verifications, but did they ask if you had a job and did you aswer “no”?