Answer: -Do you mean correcting information on the report? The individual credit reporting companies. There's no way to "fix" negative items other than to wait until they are removed from your report, anywhere from three to seven years. -you got to freecreditreport.com and then they will have you sign up and you can actually look at your credit history and dispute any items you have on there. I went on there and did it and when I disputed everything they took alot of things off of it. Some businesses after a few years throw out old records so if they are asked for proof that you owe and they dont have known then it will be taken off your credit. -Under the account holders name, for example credit protection of america, it should have an address and or telephone number. Use that to contact them but be sure to have your credit report handy, along with the account number that was listed for that collection.