Answer: -Did you look them up on the Better Business Bureau website?I just checked out the site--seems they dispute things for you but I know you can do that yourself. Did you get a recommendation? I've heard about companies like that but never tried it. If it works, let me know. -Any company that promises you to "Repair" your credit is a scam and you need to stay away from them. If your information is valid on your credit report there is no legal way to have it removed. Now there are some that will provide services to fix inaccurate information, but the prey on the lack of knowledge of people to pay for these services. All of these "services" that they offer are things you can do on your own for free.You are allowed 1 free credit report from each of the 3 credit agencies once per year. If there is anything incorrect on your report you have the right to dispute it for only the cost of sending a certified letter to the agency. -I work for Credit Justice Services. We are the ONLY company that actually lets you look at, and sign the dispute letters. You won't find a better credit repair company - but by all means, check the competition out. I see first hand the results that we get for our clients every day. You will likely see an increase in your credit score from 50-100 points in 75 days or less.It always bugs me when I see people in this forum say that you should never hire someone to repair your credit when you can do it yourself. Please! The law says you can represent yourself in a court of law, pull your own teeth, do your own transmission work for your car, etc... Who do you think will get the job done better? Try it yourself if you wish. It PROBABLY won't actually hurt your score, and will likely improve it. But if you want it done right, use a professional - a good one.