Answer: -I am a credit repair specialist. I love it also! We make very good money. (There are a lot of people with bad credit!!!)I work with a mortgage broker and realtor. They both have plenty of people who apply for home loans with bad credit. We get them into our credit repair program and get them a house within 3-6 months...sometimes sooner. It all depends on the customers unique situation.We charge anywhere from $570-$750. We have a home ownership guarantee. -I do, and I love it! The money is very good. The best part is when you have someone's credit fixed up and they are able to get the things they want. I can't think of a better way of making a living than by helping people. As far as approaching customers the best way is to get referrals from the intersection of credit and denial - get referrals from car dealerships, realtors, banks, mortgage companies. As far as the charges, it depends on the credit report with my company (average 600.00). -I have 2 websites dedicated to this. . Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact.