Answer: It all starts with a business plan... get your pad and paper. If you can show profit on paper, the money will find you instead of you finding the money.Chances are right now very slim that a bank will give you a loan unless you have some sort of collateral to put up to secure the loan. If the loan is not secured, there is nothing the bank can do other than try to collect the debt if you get behind, with a secured loan they are at least somewhat covered. perhaps a relative or close friend can loan you money or cosign a loan?Getting a loan with bad credit can be difficult. If you know someone that is willing to co-sign with you (maybe a partner) that may be a possibility.Even though your credit may be bad, there is one website we found and maybe the only source to get a unsecured personal loan with a credit score as low as 520. A credit community website called prosper.com, which is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner.Work on your credit. Get in a better financial place. THEN, start a business. You should leave yourself room for error. If you start a business now and it don't do good. Then, you are in a worst place then you were before. So deal with the issues at hand, and get a debt elimination plan. It may take some hard work ,but it will give you more options when you start your business. An dmore money to use to make your business successful.Maybe you can try below website to get the information you need. It's about bad credit loans articles for your second opinionDo a search for small business loans and go from there. Also, check with your bank about lending resources. The bank may not be able to give you a loan but may be able to direct you elsewhere. I recently received a loan from Wells Fargo Finanicial. Be prepared to pay subprime interests rates. And look out for the loan scammers. Don't provide any lender your personal information until you get a verifiable business name, address and phone number. The best tipoff that it is a scam is that the lender will want upfront money before you receive the loan. This is illegal in the United States and Canada. Check out the Federal Trade Commission's and Crimes of Persuasion's websites for more info. on loan scams.