Answer: -I like Suze Orman but I doubt her kit will help you any. If you really want some tips, edit your question, and I will give you some.all credit strategies work ONLY if you are willing to stick to the rules they say to follow. too many people get their credit fixed then ignore the rules and start spending again and get deeper into troubleSuze has a great reputation so her products are worth the try. But your best bet is to pay your bill on time try to work with collection and stay on the payment and dont buy items you dont NEED and cannot afford. If you can pay more than the minimum do that especially on your credit cards bill you owe less(against Suze's idea. she thinks you should pay more on the card with higher interest). Within a year you will be amazed how far you been.I would think this would be unwise, if you already have money problems. Go to your local Consumer Credit Counseling. They will help you get your bills paid off and not cost you a lot. They are great to work with.Everything you can legally do to improve your credit, you can do without the repair kit. When you buy the kit, you are paying for advice. Most of the advice is available on-line at no charge. -I’m in the mortgage business and send all my clients withCredit issues to this Lexington Law. They do wonders making all kindsof things come off the their credit reports.