Answer: -I have a buddy who started a business where he will take a person's credit report and dispute all of the charges for you, file the paperwork, etc. He says on average creditors don't respond within the required 30 days about 80% of the time. He charges about $200 for this service and makes a very nice living. Go for it! -I'd forget it... it's like taking advantage of people who aren't aware that FREE help is available to them. Do something that creates some excitement for you... and you'll sleep better at night knowing you're not ripping people off. -Go to http://www.score.org/ to find the nearest SCORE chapter. Contact them to arrange for a free one on one meeting with a SCORE counselor about how to start a credit repair service.SCORE is a nonprofit organization. They provide a public service by offering small business advice and training.SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. The volunteers are working/retired business owners, executives and corporate leaders.