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What is the numbers where your credit score is very good?

Question: What is the numbers where your credit score is very good?my scores are 647 668 and 630 and the first two are good and the last is between fair and good. I feel good about these cause it has taken me about a year to get them here, but now i want them higher. And I am doing this by getting the debt off and paying on time.



Answer: -720 and above is the highest bracket on the credit scoring scale. Anything above a 720 is arbitrary. Of course each lender will have their own criteria but often times, they will look at the middle score. One thing to remember is that you will want to keep your credit usage under 25%. -Usually places look at the middle score when reviewing your credit so in your case you have a 647. As long as you are above 620 you are in good shape. Keep up the good work on making loan payments on time and try to keep each credit card debt under 50% of the limit.

 


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