Answer: -There is a moderate correlation between what your "VantageScore" and your actual FICO, due to the fact that there may or may not be other things that appear upon your credit report then what that lessor scoring model takes into account. further, it has been my experience that most type's of FICO estimators generally error on the high side.However, if your score is greater than 720 there is very little beneift in obtaining a higher score, in terms of obtaining credit and favorable interest rates. FYI: I have seen thousands and thousands of credit reports (broker..15 years)...the highest score I have ever seen is a 817 middle. -Its quite good. Vantage scores are higher then regular Fico by aboutt 100 pts. So you are probably somewhere around 720 on FICO.A score of 720 qualifies you are very good interest rates and offers.