Answer: -Good and Acceptable FICO Score RangeA FICO score that?s above 750 is excellent while the scores ranging from 720 to 750 are rated to be very good. If you have an excellent rating some lenders give better rates or discounts.FICO scores that range from 680 to 699 are good. This means you can qualify for a normal loan. The rating is still okay or acceptable if your FICO scores range from 620 to 679. Some lenders won't deny your credit or loan application but surely, the terms and offers will not be as generous if your score was higher. However, you are still considered a low risk loan candidate.Low FICO Score RangeA FICO score ranging from 580 to 619 will make brokers and banks love you. Wondering why? Simply because that is an uncertain score where bad credit usually starts. Lenders are still willing to grant your loan, but on their own terms and conditions. And it means that they earn big commissions from giving you much more costly loan.Bad or Risky FICO Score Range. The real problem starts with a FICO score ranging from 500 to 580. With this score, your credit rating is bad. You can get your loan but you surely won't like it. Consider taking that loan anyway, since that can be the beginning or the foundation of your fresh start.If you attain a FICO score of 499 and below, you are unfortunately in serious need of assistance. If there are lenders who are willing to get you a loan, the terms will simply be too brutal. So the best thing you can do about it is to try to repair your bad credit. -under 500 = horrible like couldnt finance a box of donuts500-550 = bad you need major down payment and all kinds of documentation to finance anything.550-620= mediocre youll need money down but maybe not much, depending on your type of credit this score could be really bad or may be pretty good. 620-680= good you should be able to qualify for financing easily including special rates via GMAC or Ford. 680-720= very good A+ credit, can finance anything within reason without documentation.720+ excellent you finance whatever you want as long as income is verified. 780+ lenders will kiss your *** and you can finance whatever you want no documentation required.