 | Can a credit counseling ageny remove inquiries from your credit report? |
|
|
Question: Can a credit counseling ageny remove inquiries from your credit report?i have a lot of inquiries from when i was tryin to get a credit card and it brought down my credit score..only on my trans union credit report though.
Answer: -No - no one can "remove" inquiries - try to only apply for credit cards you think that you can get. Now you just have to wait for time to pass (90 days or so) and your credit score will creep back up. -Don't contact the credit agency directly because it will lower your FICA score. Go to www.Annualcreditreport.com and get your free credit history from all three bureaus. -Nothing can be removed except the incorrect data. -No they cannot remove inquiries. They stay on for about a year. -Here is the answer from FairIsaac. They invented the FICO score.Short answer: NO.
|
 |
|
| |
Submit Your Question
Home