Answer: -YOU ARE ENTITLED TO 1 FREE COPY OF YOUR CREDIT REPROT A YEAR, IF YOU HAVE NOT DONE THIS YET.. THE WEBSITE IS WWW.ANNUALCREDITREPORT.COM, I THINK THEY MAY STILL NEED A CREDIT CARD # FROM YOU FOR SECURITY PURPOSES BUT THERE ARE NO GIMMICKS OR HIDDEN COSTS FOR IT.. GOOD LUCK.. THIS DOESN'TGIVE YOU YOUR SCORE THOUGH, AS FAR AS I KNOW MOST PLACES CHARGE FOR IT -You can get a free copy of your credit report, but not your credit score. If you have been turned down for a loan, or a credit card, then you are entitled for a copy of the score and report they ran. Most of the time when you apply for a loan, both car and home, you are given the number they receive when they run your credit.By the way, it is a good idea to request your free credit report every six months to check for fraud. Catching identity theft right away makes things much easier. -There is a law that entitles you to a free credit report once a year. You can then purchase your credit score from the reporting source. Equifax charges $7.95 to unlock your score but the report is free. Experian and Trans Union charge less than that. All 3 reports can be obtained free from www.annualcreditreport.com.