Answer: -Because no one would click on the link if they knew they had to pay for it. Yahoo probably gets $$ from letting Experian advertise on their site. -I dont know but I would really like to find one that is free. My mom works at a bank in the repo devition. She can pull mine. but every time you try to get it pulled or you get it looked at or just apply for a CC at a store. It showes on your Credit Report and lowers your score. -Experian is acredit beruand by law they do have to give everyone a copy of the credit report for free once a year if requisted. It si best to calland talk to some one who te4ll you have to pay but The Fair Debit Collection Act give everyone a right to the beru. -Ok, there is no such thing as a free lunch. Technically, there is such a thing as a free credit score, but it's kind of like a free gift with purchase at the cosmetics counter. You typically have to buy a credit monitoring plan for a certain number of months to receive this "free" credit score. If you choose to buy your credit score separately, I believe that most of the credit bureaus will provide it for between $7-$15. This price isn't too bad when compared with the actual cost of the "free" score. The site annualcreditreport.com is the site to go to for the three reports (one from each of the major bureaus) that you are entitled to every year. Your credit score is NOT contained in this report. However, the credit report can give you a great deal of insight into whether your credit is good or bad. You may also see that an account is reported incorrectly in such a manner that it would reflect negatively on your credit score. For example, if you had an account that you had paid off in full on time, and it shows you being delinquent. You can file a dispute with the credit bureaus according to policies on their websites.