Answer: -I just got one online from FREECREDITREPORT.COM took me five minutes they want a credit card number but you have 30 days to cancel and no charge for the continued service and even then it's only 12 bucks a month. -it's not free there is a catch to it you have to have a credit card and give them the number on it they aren't suspossed to use it but you have to cancel it within 30 days or they will charge you 12.00 dollars a month just watch out consumers report said nothing is free -The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. To order, click on annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months. I know how you feel; you will be successful now.