Answer: -I just got one online from FREECREDITREPORT.COM took me five minutes they want a credit card number but you have 30 days to cancel and no charge for the continued service and even then it's only 12 bucks a month. -it's not free there is a catch to it you have to have a credit card and give them the number on it they aren't suspossed to use it but you have to cancel it within 30 days or they will charge you 12.00 dollars a month just watch out consumers report said nothing is free -http://www.annualcreditreport.com... is where you can get your free report. You have to pay for the scores though.One easy way is to call a mortgage company, and tell them you want to see if you can buy a house. Almost all will run a credit report at their own cost. And most will give you a copy if you want. But, this is a hard pull on your credit, and will drop your scores a bit. Buying your score online from the site above doesn't hurt your credit, as it knows that you aren't inquiring about credit.