Answer: -I am not sure. I have a bad credit scoring (nothing major though, the owrst debt i ever had was Ј600) and i struggle whenever i want a credit card. -Yes, but it's not easy. Need to have a larger down payment, and usually a co-signor...also called a guarantor. Some banks require more than one guarantor. That's so if you default, they cannot only repo the home, they can go after your co-signors for any costs or shortfalls.Oh, and be really careful about the non mainstream mortgage lendors that say ...bad credit...no problem..... The interest rates they'll charge will be outta this world. You'll never get the mortgage paid down, and they actually hope you default, cause not only will you have no equity (because all you've been paying is the interest) so they'll have your payments, plus whatever they get after selling from a repo.Try the bank route with a guarantor first. -You might be able to do it with a large down payment. The house market is way down these days so people are open to almost anything. -It isn't impossible, but it will take alot of work. It's all about finding someone who will work with you. Do you have a job which you have been with for a reasonable length of time? That would help. Do you have any savings for a down payment? Or anything for collateral? You may have to put down a larger down payment or buy points on the loan. Shop around on the internet - there are hundreds of companies who will call you and let you know if they can work with you to get a loan.