 | How do you get an credit card with bad credit and if you are working by cash income? |
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Question: How do you get an credit card with bad credit and if you are working by cash income?I working at home because I am disable, the only way I make money is building a website to earn money and all my money go to the bank, i do not get paystub but cash because it been deposit in the bank, i want to get an credit card but I have bad credit, i will like to know how you build an credit if you cant get an credit card, i want one for orders and things of that nature! Do someone no how ,what bank offer credit without looking in to your credit?
Answer: -Why dont you try getting a Visa Debit Card from your bank.It's like a Visa card but you only spend what you have in your checking account. You need to really build your credit back up so maybe get a secure credit card and work your way up to unsecured.Below is a website that can give tips on how to fix your credit. -All credit card companies check credit. However you can get a secured credit card, which means you will have to put a deposit for it. The amount you put is your credit limit. Make sure to make the payments on time. After a while of doing this they will give you an unsecured with a higher credit limit. Good luck 2 you I know building credit can be hard. -Everyone is correct so far about the secured credit card. Since every card company checks your credit you will possibly get turned down for a regular card. Your best bet would be to go to a bank such as US Bank, Bank of American, etc... Any financial institution that does credit cards and ask about their secured credit cards. The one at US Bank is a minimum of 300.00 dollars to start but that is also your credit limit. After about a year or so with good payments many companies will change it to a regular card and refund your money.
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