Answer: -Even though your credit may not be great and you may not be able to get a personal loan for immediate financial obligations, there is the option of getting bad credit payday advance loans. Most of us one time or another get into binds where we need immediate cash to pay rent, utilities or for other emergency situations.Before getting a payday advance, try asking friends or family members for a short term loan. -With the advent of modern technology, getting cash advance has become very quick and easy. You can easily get a choice of lenders in the comfort of your home. All you have to do is log online, fill in your details on the websites of the lenders and submit. Your application reaches the lender instantly. However like any online transaction, you need to be careful when applying for these loans, since there are many illegal lenders online than in the physical world. These tips will protect you against these crooked lenders. -There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation.