Answer: -You should be able to find a lender if you can put some money down and are able to afford the payments. But it will cost you. -I would answer with a qualified YES!There are programs available for almost ANY situation. There are certain minimums that you will need to be able to meet.The main things lenders look at are:1) Your credit score2) Your income3) Your Assets4) and Your DebtsAll of the above are invariably interrelated, but those are the main categories. In terms of equity in the property - that will be determined by whether this is a purchase, in which case the equity will be determined by how much money you put down compared to the purchase price (assuming purchase price and appraised value are the same). If this is a refinance, the equity will be determined by an appraisal. If you can provide some additional information, I can guide you further.