 | How can I improve my credit score quickly??? |
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Question: How can I improve my credit score quickly?I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Answer: -Sorry, but there is no quick way. First, pay anything that is past due (such as collection accounts) and get yourself current. Then, try to pay MORE than the minimum balance on what you owe. Rather than open new accounts here and there, establish what you have. Creditors will look at your financial relationship somewhere and take into account the length of time you maintained your account as well. Keep it up and your interested rates may lower too. DON'T FALL BEHIND ON PAYMENTS! DON'T JUST PAY THE MINIMUM BALANCE-PAY AS MUCH AS YOU CAN! Instead of splurging on those shoes that you don't need, splurge on a credit card payment! -Try to borrow money and pay it back quickly. The easiestis to open a mobile phone account. -Pay off any debts owed. If you have collections on your credit you need to pay them too. If you have collections or you have been late on a lot of payments there is no quick way to improve your credit Quickly...it will take time, but if you keep it up you should see it improve drastically over the next 2 or so years. -You simply can not improve the score overnight people just fail to realize that what they can do to themselves financially in just a few months will haunt them for many years.
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