Answer: -First make sure all your past due pills are paid up to datethen if you have to use a credit card make sure to pay in full for that purchase as soon as you get the bill in the mail , as with all your other bills , also get rid of any "store" credit cards you may have, they really run your credit down if you keep a running balance on them because they are so high intrest get an consolodation loan for any cards or small loans you may have to get the interest down and to make it all one payment ....it helps to have that one loan instead of a hand full of billsjust make sure you stay current on your bills, also can try a consumer credit counselling agency. -Theres no overnight way to raise your credit score, but the best way is to have one revolving account open (an account you pay monthly) and perhaps one account such as a credit card. I wouldn't suggest using the credit card unless you can pay it off every month.Also pay any past due bills that are on your credit report,then keep all your payments current. -If this is high school, approach the teacher and discuss it. If it is university, I don't think there is much you can do.