Answer: -You can get your official score from each of the 3 reporting companies. These companies have set up a 1-800 number where you can ask to recieve one over the phone.Do not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score. "The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months." -The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year. -you can go to www.annualcreditreport.com you can get your credit reports free from the three main reporting agancies: equifax, experian, and transunion. you don't get your credit scores from them unless you want to pay for them, but the reports are totally free.